Latest Reviews for Health Insurance

Date Submitted: September 1, 2010
Insurance Provider: Blue Cross Blue Shield in Alabama
Coverage: 1 out of 10
Claims: 1 out of 10
Customer Service: 1 out of 10
Cost: 1 out of 10
Recommend: No
Review: Worst Blue Cross Blue Shield Provider Ever
Customer service is non-existent. They do everything they can do to deny any and all claims. Even for things that they say they will pay they make you jump thru hoops and submit needless paperwork until you just give up and say screw it. This is their entire policy refuse to pay until the "customer" gives up. I've had blue cross blue shield from south carolina and from georgia, but alabama is the absolute worst. A real disaster of a health care provider. Even when I called and got permission they declined to pay later saying the specific doctor that I saw at the health center they had approved was not on their list and denied all payment. A bunch of thieves. Obviously not a Christian organization.
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Submitted by: Ben
52 year-old   ::   Male Reviewer   ::   Savannah, Ga

Date Submitted: August 30, 2010
Insurance Provider: Blue Cross Blue Shield in Indiana
Coverage: 9 out of 10
Claims: 9 out of 10
Customer Service: 9 out of 10
Cost: 7 out of 10
Recommend: Yes
Review: Never had any problems
I've had Blue Cross and Blue Shield for almost 3 years and have never had one problem. They are quick to answer the phone but do not agree to cover or not cover based on what they tell you. I've only had to pay my copay for my family doctor, specialist, and chiropractor. My mom was recently diagnosed with cancer and she also has blue cross and blue shield. They've covered almost everything and she hasn't had any problems with claims.
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Submitted by: KJ
43 year-old   ::   Female Reviewer   ::   Indianapolis, IN, Marion

Date Submitted: August 26, 2010
Insurance Provider: Coventry Health Care in North Carolina
Coverage: 5 out of 10
Claims: 4 out of 10
Customer Service: 7 out of 10
Cost: 9 out of 10
Recommend: Yes
Review: Good Value/ Difficult to Collect
We have WellPath, which is a subsidiary of Coventry. We have a small business that provides insurance from all of our employees. This company's prices are by far the best, much less than other quotes from other companies. Being able to afford some insurance is better than having none at all. Our experience is that WellPath/Coventry will argue about ALL charges and try not to pay many of them. If you are dealing with fairly minor medical issues, this is a big headache. However, we had an employee with pre-mature twins that were each in intensive care for over two months. I'm sure the cost was in the millions. WellPath paid the bill and the rates for the following year did not go through the roof although when we tried to get quotes from other insurers, they were unaffordable because of this one unfortunate medical situation. So, in sum, getting WellPath or Coventry to pay is always a struggle, but they will pay for the big stuff when the worst happens. On the administrative and billing side, the company is easy to deal with.
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Submitted by: Small BusinessOwner
40 year-old   ::   Female Reviewer   ::   Charlotte, NC

Date Submitted: August 25, 2010
Insurance Provider: Aetna in Virginia
Coverage: 4 out of 10
Claims: 1 out of 10
Customer Service: 1 out of 10
Cost: 1 out of 10
Recommend: No
Review: HORRIBLE EXPERIENCE
Aetna is the worst insurance company to have!!! They have past poor customer service they are all rude and not very helpful. They have denied a disablity and maternity claim which in the result I have lost my car about to be evicted in a few days not able to properly take care of my newborn financially. They have terminated the insurance for the baby and I. Aetna has ruined my life and seriously effected my livly hood!!!! NEVER USE AETNA!!!!!!!!!
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Submitted by: S.J.M.
26 year-old   ::   Female Reviewer   ::   NORFOLK, VA

Date Submitted: August 18, 2010
Insurance Provider: Assurant in Louisiana
Coverage: 1 out of 10
Claims: 5 out of 10
Customer Service: 1 out of 10
Cost: 1 out of 10
Recommend: No
Review: Doubled premium on healthy 39 yo in 1 year
I've been insured with them for 6 years and in the last year they've double my premium.

I've never used the insurance.

AND I am quoted less than one quarter of what they want to charge me by other companies INCLUDING STATE FARM WHO GETS THEIR INSURANCE THROUGH ASSURANT!
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Submitted by: Dissapointed With Assurant
39 year-old   ::   Male Reviewer   ::   New Orleans, LA