Latest Reviews for Health Insurance

Date Submitted: October 4, 2008
Insurance Provider: CIGNA in Ohio
Coverage: 1 out of 10
Claims: 1 out of 10
Customer Service: 1 out of 10
Cost: 1 out of 10
Recommend: No
Review: Worst I have Ever Had...and I have Had A Lot
My company changes insurance companies a lot and this is the worst ever. I have only had them a year and I have had to fight them tooth and nail for every single claim.

I have severe allergies and unlike every other company that pays for injections, Cigna says that even though I don't see a doctor but just go in and get an injection from a nurse, they still charge me an office visit which means they pay a whole $3 towards the $ 18 allergy injections.

The latest and worse fiasco is a foot surgery that I have/had scheduled for Oct 10th, 2008. My joints in two of my toes are totally destroyed by degenerative arthritis . It is very painful and the fix is to obviously go in and clean out the mess and replace the joints. At the last minute Cigna denied the surgery saying it is experimental. Right !! Having joints in your feet is experimental,,What a new concepet. My surgeon has gone before the peer review and agin it was denied and it is now being appealed. This now means the surgery will be cancelled and I don't know if I will ever get it. Whats worse is to think I am paying 100 dollars every week for what ?

My advice to you... ABC ..anything but Cigna.



Comments [ 0 ]
Submitted by: S Stacy
56 year-old   ::   Female Reviewer   ::   Springfield, Ohio

Date Submitted: September 20, 2008
Insurance Provider: Aetna in Florida
Coverage: 3 out of 10
Claims: 3 out of 10
Customer Service: 2 out of 10
Cost: 2 out of 10
Recommend: No
Review: expensive
too expensive, poor coverage, deny too many claims, would not recomemnd them to anybody. Waht more can I say that I am looking to switch to another carrier.
Comments [ 0 ]
Submitted by: tom
38 year-old   ::   Male Reviewer   ::   miami

Date Submitted: September 16, 2008
Insurance Provider: UNICARE in Texas
Coverage: 1 out of 10
Claims: 1 out of 10
Customer Service: 1 out of 10
Cost: 1 out of 10
Recommend: No
Review: Premiums increase every 6 months!
Every six months, my premium has increased by approximately $100.00 each time. We pay all medical bills, well visits and doctor visits ourselves, as they don't cover any of it til we meet a high deductibla.
Comments [ 0 ]
Submitted by: Nancy
50 year-old   ::   Female Reviewer   ::   Texas

Date Submitted: September 16, 2008
Insurance Provider: American Republic in Ohio
Coverage: 5 out of 10
Claims: 1 out of 10
Customer Service: 6 out of 10
Cost: 2 out of 10
Recommend: No
Review: Covered Wellness Visits Denied
I've been with the company two years after being promised by their rep that they limit premium increases and incent wellness. They've disputed payments for both of my wellness visits, costing me time and aggravation to recover what they "covered". Premiums have nearly doubled in two years from $250 to $430 per month. I'm finding another insurer.
Comments [ 0 ]
Submitted by: Jay
50 year-old   ::   Male Reviewer   ::   Cleveland, OH

Date Submitted: September 15, 2008
Insurance Provider: Blue Cross Blue Shield in Mississippi
Coverage: 3 out of 10
Claims: 2 out of 10
Customer Service: 4 out of 10
Cost: 1 out of 10
Recommend: No
Review: Read the fine print
It sounds great but they use their name and write the policy for state insurance for teachers. It is awful! If you read the fine print it pays much better to some doctors than it does to others. Even when a Dr is in their network (and I was told he was in the network) but out of state I was left paying 40% for visits and tests.
Comments [ 0 ]
Submitted by: Gamma
49 year-old   ::   Female Reviewer   ::   Lucedale, Ms