| Date Submitted: | October 4, 2008 |
| Insurance Provider: | CIGNA in Ohio |
| Coverage: | 1 out of 10 |
| Claims: | 1 out of 10 |
| Customer Service: | 1 out of 10 |
| Cost: | 1 out of 10 |
| Recommend: | No |
| Review: | Worst I have Ever Had...and I have Had A Lot My company changes insurance companies a lot and this is the worst ever. I have only had them a year and I have had to fight them tooth and nail for every single claim. I have severe allergies and unlike every other company that pays for injections, Cigna says that even though I don't see a doctor but just go in and get an injection from a nurse, they still charge me an office visit which means they pay a whole $3 towards the $ 18 allergy injections. The latest and worse fiasco is a foot surgery that I have/had scheduled for Oct 10th, 2008. My joints in two of my toes are totally destroyed by degenerative arthritis . It is very painful and the fix is to obviously go in and clean out the mess and replace the joints. At the last minute Cigna denied the surgery saying it is experimental. Right !! Having joints in your feet is experimental,,What a new concepet. My surgeon has gone before the peer review and agin it was denied and it is now being appealed. This now means the surgery will be cancelled and I don't know if I will ever get it. Whats worse is to think I am paying 100 dollars every week for what ? My advice to you... ABC ..anything but Cigna. |
| Submitted by: | S Stacy 56 year-old :: Female Reviewer :: Springfield, Ohio |